Filing A Homeowners Insurance Claim For A Damaged Roof?
Your roof is the first line of defense against the elements. Your roof is vulnerable to heavy snowfall, electric fires, falling branches, moisture intrusions, as well as damage from animals like squirrels who can get into your attic and take residence. You may be tempted to start repairs immediately after a storm or other disaster damages your roof to protect your family and your belongings. You don’t need to wait for your insurance company to pay out for damage to your roof. However, it is important to do the right things before you schedule or complete any repairs. This will ensure that you can prove the extent and cause of the damage to maximize your homeowners insurance claim. Most insurance companies consider your roof just as important as you, and most homeowners’ insurance policies cover roof damage, depending on the cause.
File A Insurance To Pay For A New Roof?
Find A Reputable Roofing Contractor
If you are looking for a licensed and local roofing company that can help with your homeowners insurance claim, then this is the place to look. You will have a better experience if you choose a roofing contractor that uses roofing software. This will allow you to take photos of the damaged areas and send them to the contractor. He will then be able to move the images to your case profile. He can quickly retrieve your insurance information from the computer. Overhead photos can help you identify damage to your home that may not have been noticed.
Get Your Roof Checked
Next, contact a professional roof inspector to inspect the roof and document any damage. To “present a case” to the roofer for proper repairs, they will take many images.
Do Temporary Repairs Before You Begin The Claim Filing Process
To prevent further damage, your roofer can make temporary repairs to your house if necessary. It is the homeowner’s responsibility to make interim repairs. However, you should retain all invoices for supplies so that you can later submit all documents to your insurer for compensation. It is always smart to hire a professional to inspect your property. This will confirm the findings of the insurance adjuster.
Arrange A Visit For An Insurance Adjuster
Once your roofing contractor has assessed the damage, contact your insurance company. Within a few days, the adjuster should be at your home. Your contractor should know when the adjuster will visit your property to inspect it. It is important that they are present to identify areas of concern and harm.
Keep A Few Notes
While the adjuster is present, take down a few notes, including the name of the adjuster, the date and time, and the homeowners insurance claim number. You and your insurance provider will then be able to quickly and easily communicate information about your homeowners insurance claim in the future.
Get All The Details About Your Job
Once the adjuster has inspected your property, the insurance company will approve any roof work. Your contractor will work with the insurance company to make sure everyone is clear about the scope of the work.
Get A Repair Estimate From Your Insurance
Insurance providers will give you a repair estimate and the financial details to pay for the roof replacement or repairs.
It’s Time To Get Started With Work…
The roofing contractor will arrange the start of the project as well as place the order for the materials. These materials will arrive at your home before the start of the project.
How Do You Make Payments?
Roofers are typically paid after the job has been completed. The settlement cheque from your insurance company will usually be made out to you and the mortgage lender if you have a mortgage on your home. Mortgage lenders have equal access and can check for insurance. Your roofing contractor as well as your insurance provider both want the best quality roof possible. Insurance coverage should reflect that.
Contact At All Star Roof Repair
Unsure which company to choose for roofing in Tampa Bay? The answer is easy; All Star Roofing! All-Star Roofing is a family-owned roofing business and one of the most professional Hillsborough County Roofing Companies.
You can choose from a range of services that will suit your needs.
- Roof Installation
- Shingle Roofs
- Tile Roofing
- Flat Roofing
- Metal Roofing
- Emergency Roof Repair
- Hurricane Help
We take pride and make sure that your roof has the best roofing possible. All Star Roofing has been helping people with roof replacement in the Tampa Bay area and has been restoring their roofs for 60 years. To have a roof that lasts for many years, you need to use the highest quality materials and skilled labor. A professional licensed roofing contractor will be there to assist you from the very beginning in the repair or restoration process. We are happy to assist you, from the initial inspection through to satisfying the basic requirements, and then on to a free estimate for the entire project. We are available to help you with your roofing needs. Our goal is to provide fast, reliable, and affordable services. Contact us today, and we will send over a roofing expert to help you get your roofs done!